It’s important to know that you cannot withdraw money from a fixed rate bond until the end of the term, what is called maturity. So it’s best for individuals who know they won’t need the money in the meantime. Fixed Rate Bonds provide a simple way to save knowing precisely how much you will earn in interest over the period of the term. While rates for other accounts can go up or down, with a fixed bond we will pay the stated rate for the term, guaranteed.

Fixed Rate Bonds generally offer a higher rate of interest for money that you can afford to put away for a year or longer. The rate of interest is fixed for the full term of the bond, but you need to ensure you won’t need access to your investment as you won’t be able to make a withdrawal until the fixed period is over.

Bonds are limited edition accounts which may be withdrawn at any time without notice. These are very rare and quickly invested in so make sure to not miss out on these opportunities if they present themselves and they fit your financial needs.
To make sure it’s the right service for you, please get in touch with one of our advisors and find out if this service fits with your financial needs.